Welcome to Simplified Mortgage

We Make Mortgage Easy...

We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a completely online, secure loan application.

About Our Company

Simplified Mortgage is a Florida based mortgage brokerage offering a wide range of residential, commercial & investor loan options. From our detail and very thorough initial consultation, we will work as your “personal shopper” to secure you the best rate from one of our vast lending partners. Our loan advisors are highly trained professionals that will work tirelessly to ensure our clients dream of homeownership becomes a reality. Our company was founded on the simple premise that it does not have to be complicated or challenging to get a mortgage to buy or refinance a home.


Tailored Solutions

Client-Centric Approach

Why Choose Us

If you've been shopping for a home, you might have wondered what the key differences are between a broker and a banker. Well here are some key differences between the two channels and what sets them apart.


Broker: As brokers we have far superior technology and aren't tied to a desk. That gives us the ability to work anytime and anywhere. In todays market, the ability to submit your offer on a home outside of “normal” business hours could be the difference between your contract being accepted or not.

Banker: You’ve heard the term bankers hours before, banks work 9-5 and are typically not available after hours, weekends or holidays.

Loan Options

Broker: In addition to the standard loan options, FHA, VA, USDA & conventional, we originate loans through the largest wholesale lenders in the country which creates competition. This competition also allows us to have far greater options for loans (lower credit scores, higher debt ratios, specialty programs).

Banker: At a retail bank, if you do not fit the perfect mold of what they are looking for, they will not be able to help you accomplish your homeownership goals.


Broker: With a state-of-the-art tech stack and lenders on the cutting edge of underwriting, as brokers we can close loans faster than anyone in the market.

Banker: Most banks are terribly inefficient at mortgage lending (slow to underwrite and close), after all, they are not a mortgage company, they are a bank and banking is their strong suit.

Lower Rates

Broker: Unlike banks that have offices all over the country and countless layers of management, we work from home or virtual offices. With extremely low overhead, we can pass those savings directly back to our clients through lower rates and fees.

Banker: Most of the larger banking institutions have branches all over the country and major sporting venues named after them. All of costs of those levels of management, branches and venues are passed directly back to you through higher rates.

Get Your FREE Pre-Qualification Letter

Do you know how much home you can afford? Take the first step by getting pre-qualified here for FREE!

Is this your first property purchase?

What Our Clients Have To Say


What documents are needed to get started on a pre-approval?

We generally need the following items to start the process:

- 2 most recent paystubs

- 2 most recent bank statements (complete set, blank pages included)

- 2 years of tax returns and w-2's

- Credit Check

- Government issued identification

How long does it typically take to receive a pre-approval?

We understand the importance of quick turnaround times in the real estate industry. Typically, you can expect to receive a pre-approval within 24 hours. However, this may vary depending on how quickly you get us the key items for a pre-approval.

What are the different loan options?

Buyers often ask about choosing the right loan product that matches their situation. This includes understanding different loan types like conventional loans, FHA loans, USDA loans, and VA loans, each with its own requirements and benefits. For example, FHA loans are suitable for buyers with smaller down payments and less than perfect credit, while VA loans offer benefits to veterans and their spouses.

JC&C Worldwide LLC dba Simplified Mortgage NMLS #2157599