Availability

As brokers we have far superior technology and aren't tied to a desk. That gives us the ability to work anytime and anywhere. In todays market, the ability to submit your offer on a home outside of “normal” business hours could be the difference between your contract being accepted or not

Local

We live here and work here. We understand the local market and can meet with you in person if needed

Loan options

In addition to the standard loan options, FHA, VA, USDA & conventional, we originate loans through the largest wholesale lenders in the country which creates competition between them. That competition allows us to shop on your behalf and forces the lenders to compete for your loan file. This competition also allows us to have far greater options for loans (lower credit scores, higher debt ratios, specialty programs)

Speed

With a state-of-the-art tech stack and lenders on the cutting edge of underwriting, as brokers we can close loans faster than anyone in the market.

Lower rates

Unlike a bank or large lender that has offices all over the country and countless layers of management (CEO, COO, CFO, CIO, CTO, CMO etc), we work from home offices and virtual offices. With extremely low overhead for office space and no C level layers of management, we can pass those savings directly back to our clients through lower rates and fees.