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FAQS
What documents are needed to get started on a pre-approval?
We generally need the following items to start the process:
- 2 most recent paystubs
- 2 most recent bank statements (complete set, blank pages included)
- 2 years of tax returns and w-2's
- Credit Check
- Government issued identification
How long does it typically take to receive a pre-approval?
We understand the importance of quick turnaround times in the real estate industry. Typically, you can expect to receive a pre-approval within 24 hours. However, this may vary depending on how quickly you get us the key items for a pre-approval.
What are the different loan options?
Buyers often ask about choosing the right loan product that matches their situation. This includes understanding different loan types like conventional loans, FHA loans, USDA loans, and VA loans, each with its own requirements and benefits. For example, FHA loans are suitable for buyers with smaller down payments and less than perfect credit, while VA loans offer benefits to veterans and their spouses.
