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Conventional Loan

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Conventional Loan Calculator

Estimate your monthly mortgage payments for a conventional loan with our easy-to-use calculator. By adjusting key inputs like purchase price, interest rate, and mortgage term, you can explore different scenarios and gain a clearer understanding of how much home you can afford. Use this tool to plan your finances and make informed decisions about your conventional mortgage options.

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5%

1%

5%

0%

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$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Disclaimer: The mortgage calculator is intended to be used for educational purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The estimates are based on information you provide, and may not include other fees and costs that a lender may assess in addition to monthly principal and interest, such as taxes and insurance and the actual payment obligation may be greater. This calculator is not a commitment to lend.

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My experience as a Realtor working with Phil Stevens has been excellent. He is a very hard working lender who does a great job of staying current with his industry. He also makes himself available for his clients and is especially skilled in working with first-time homebuyers. He is great to talk to and I can trust him with my clients!
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I've been working with Phil on a new home purchase. Through multiple transactions he's been right there when something came up, including nights and weekends. He above and beyond other mortgage brokers I've worked with.
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J Eric M.

When I was buying my home, my real estate agent introduced me to Simplified Mortgage and Josh Wheaton. This was only my second home purchase, and because of my first experience, I was somewhat skeptical of the process. However, my skepticism quickly faded after my first conversation with Josh. He is a true professional, husband, and father who approaches the process with confidence. Josh consistently kept me updated and followed up to address any questions or concerns I had promptly and professionally. His weekly update calls kept me fully informed of the progress, which I appreciated. Josh and his team are exceptional. I'm now a homeowner and looking back; this was one of the best experiences of my life. Josh was instrumental in helping me purchase my home, and he is a quality individual whom I would befriend. If you are looking for a mortgage, I wholeheartedly recommend Simplified Mortgage and Josh Wheaton. I wish everything in life were as smooth as my home purchase. Josh was there for every step of the process and even well beyond. Look no further for mortgage-related needs; you won't regret working with this team for your next home purchase.
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C F

Josh made my first home buying experience a charm. Josh continually updated me with information and really took the time to educate me throughout the process which allowed me to feel more confident in my process. I look forward to working with Josh regarding future endeavors and would highly recommend him to anyone looking to purchase a home or looking to refinance!

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